Health Insurance Company WrLife

[WilliamG]

Has anyone made a claim against this company?

They have just announced that all over 65 year old policyholders for 6 months or more will be covered fore ALL pre-existing conditions, which is completely the opposite to more well-established companies. 

Will they be faced with a sudden upsurge in applications, and then in 6 months a massive payout for all the sick policyholders.

If it seems too good to be true............................................

[Rookiescot]

It does seem too good to be true William.

I suspect the detail is in the small print. 

[WilliamG]

  On 8/9/2022 at 11:41 AM, Rookiescot said:

It does seem too good to be true William.

I suspect the detail is in the small print. 

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But the answer I got from the CEO of WrLife was, YES it is true, and myself & my family live in Asia and are insured with WrLife.

Previously when I had told him I wanted to cancel my policy, he said 'Go ahead, pay another company a lot more money for the same thing'. Not very diplomatic eh?

[Rookiescot]

  On 8/9/2022 at 12:00 PM, WilliamG said:

But the answer I got from the CEO of WrLife was, YES it is true, and myself & my family live in Asia and are insured with WrLife.

Previously when I had told him I wanted to cancel my policy, he said 'Go ahead, pay another company a lot more money for the same thing'. Not very diplomatic eh?

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If it is true William I wish you a long and happy life and hope you or your familly never need to make a claim. And I mean that honestly its not a loaded sentence in any way (sometime you gotta hate written communications).

I fear health insurance is a total minefield. Many of us THINK we have things covered and then when we need it its disqualified under some paragraph in the small print which even an ambulance chasing lawyer cant understand.

In short I have no idea and cannot advise you one way or another. However for someone to say "Go ahead, pay someone else more for the same thing" would worry me. It does not sound very professional. But then again it may be genuine. 

Hopefully someone else who has a policy with them and has made a claim will come along and give us an idea of how things went. 

As always William, kindest regards and I really hope you never need to make any claim. 

[KaptainRob]

  On 8/9/2022 at 12:00 PM, WilliamG said:

But the answer I got from the CEO of WrLife was, YES it is true, and myself & my family live in Asia and are insured with WrLife.

Previously when I had told him I wanted to cancel my policy, he said 'Go ahead, pay another company a lot more money for the same thing'. Not very diplomatic eh?

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You could pop along here > https://goo.gl/maps/NG6gd3p6sNQaaVa16 < and have a chat with one of the registered company officers: Sanit IAMKHUNTHOT or another one at http://assistinter.com/main/ - Miss Malatee CHANTARAMETAKUL appears quite the entrepreneur and Director > https://www.companydirectorcheck.com/malatee-chantarametakul

[palooka]

Come across something similar years ago, plenty of unbelievable promises and 18 months later they don't exist.  Bit like a legally disguised pyramid scheme that goes bankrupt.

Plenty on this forum that will atttest that all insurances are legit and above board, but neglect to say they work for an Insurance company and possibly some are working here because they have little choice as they are unwelcome in their home countries because of certain practices.

Treat it like handling a snake, cautiously or not at all.

[KaptainRob]

  On 8/9/2022 at 12:16 PM, Rookiescot said:

fear health insurance is a total minefield. Many of us THINK we have things covered and then when we need it its disqualified under some paragraph in the small print which even an ambulance chasing lawyer cant understand

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Not just Health insurance.  I recently asked for house insurance quotes, particularly covering storm and quake damage to structures, not flood or contents coverage so much.  3 world wide insurance companies quotes came in almost identical in what I considered a cheap premium.

Upon investigation of some rather ambiguous terms I established there was virtually nil cover at all.  For a start, upon making a claim for total loss, not including foundations or outbuildings, they would value the property ... How I asked?  By a bank manager I was told.  lol

When I asked for a square metre valued quote, the premium rose to double, but no outbuildings covered.  As it happens 2 of our structures form 1/3 of the total ... and so it went on, getting nowhere fast.

Bottom line is house insurance is a minefield and very few policies actually provide full cover.

Back on topic, HCI a UK based company with claims office in Bangkok, offer very comprehensive expat health insurance.

[WilliamG]

  On 8/10/2022 at 12:38 AM, KaptainRob said:

Back on topic, HCI a UK based company with claims office in Bangkok, off very comprehensive expat health insurance.

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Will try them.

[WilliamG]

  On 8/9/2022 at 12:00 PM, WilliamG said:

But the answer I got from the CEO of WrLife was, YES it is true, and myself & my family live in Asia and are insured with WrLife.

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However his registered address is in England, but his residence is in France ??????

[WilliamG]

  On 8/10/2022 at 1:22 AM, WilliamG said:

Will try them.

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Search on HCI Insurance leads me to an American company.