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Thai Bank account ATM/debit card


Bluesofa
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Have the rules changed regarding ferangs and ATM/debit cards?

I have (amongst others) a Bangkok Bank savings account. A friend opened one a couple of years ago at the same branch I have my account. I have the pleasure of paying 300B/year for my card.
He asked about an ATM card recently. The staff told him he couldn't have one, being a foreigner.
Is that correct or just more misinformation?

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I recently got a new debit card, paying for it, of course, from BB.

I have also heard that new foreigner accounts aren't allowed to do online banking with the app.

 

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16 minutes ago, Faraday said:

I recently got a new debit card, paying for it, of course, from BB.

I have also heard that new foreigner accounts aren't allowed to do online banking with the app.

Interesting.

Why are the government ( I assume it's them, rather than the banks) doing all this?

PayPal accounts in Thailand are about to be restricted by the Thai government.
For ten years I have made a regular payment by PayPal for a US internet hosting account, which I soon will be no longer able to do practically.
I am in the process of setting up payment using the Bangkok Bank account. I made a small test payment by debit card for something which was refused. The card works fine normally.

I contacted Bangkok Bank, who said I needed to authorise 'international use' for my debit card, not just domestic use. They said they would do it, and a few hours later the test payment was successful.
I'm just hoping the regular payment to the US works OK.

 

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4 hours ago, Bluesofa said:

Have the rules changed regarding ferangs and ATM/debit cards?

I believe this is already a longer on-going thing with just more and more banks picking up on this.
I recently (yesterday) asked Krungthai if it was an option to open a Bank account for my mom (as she not here yet) and they said even with tourist visa can because understand it's for the Non-O eventually.

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  • 1 year later...

It seems different days, different bank staff have different banking policies. Sometimes a branch is out of stock of particular debit cards and might offer a "Union Pay" branded debit card. No matter if it is a Visa debit card, Master Card debit card or Union pay debit card, you must take action to have the card "authorized" for online purchases and INTERNATIONAL online purchases. 

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  • 2 weeks later...
On 1/10/2023 at 12:02 AM, JoeUpinBuriram said:

... if it is a Visa debit card, Master Card debit card or Union pay debit card, you must take action to have the card "authorized" for online purchases and INTERNATIONAL online purchases. 

I recently had a problem with my withdrawal limit on my ATM/Debit cart being too low, so went to the bank, and the customer service agent, using their bank app on my phone, raised all of my limits for withdrawals, online shopping and international purchases.  SCB.  I've never been disappointed in their customer service.

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When dealing with bank staff understand that the majority of them are thinking:

1. a farang (terror)

2. he spoke, what did he say? (terror)

3. What do I do? (terror)

4. Solly (pls go away)

When they finally realise that you have been speaking Thai all the time, they will call a supervisor.

Then the future of your inquiry will probably be determined by regional locality, if in Bangkok you probably will leave happy.

If outer Province regions maybe not.  They are terrified of making a mistake and regional branches have minimum dealings with farangs at the best of times, why it can take 4 hours to open an account in a regional branch, they are on the phone to Bangkok all the time checking, checking.

Want to do something that is everyday banking in a western country, do it in a main branch in Bangkok.

Kasikorn Bank, Sukhumvit, near Soi Nana. No, I don't own shares.🤣

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