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if i have a schwab debit card, wise seems unnecessary unless i want to transfer >$1k per day.

wise debit card also has foreign transaction fee if used for purchase in a store

any other wise benefits that the schwab debit card can't provide?

Edited by wechat
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Like you said, wise.com is better for big transfers. That schwab card is only an option for US residents.  I don't have that option so wise.com is what I do.  I also use some other services like MoneyGram/Remitly in countries where I don't have a bank account.

Edited by samiam123
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